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Account Executive – SME Credit
Job description
ABOUT TIDE
At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
Tide facts:
- Tide is available for UK, Indian, German and French SMEs
- Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,800 Tideans globally
- Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg
About the team
You will be part of a dedicated team that is expanding Tide's market success in Germany. The team brings together expertise from financial services, technology, and local market understanding, collectively shaping Tide's growth in Germany. Partner Credit Services is Tide's SME credit marketplace: in collaboration with credit partners, we broker the right financing for small and medium-sized enterprises.
About the role
As a Sales Executive, you will be part of our sales team and report directly to the Team Lead Sales. You will manage an already qualified, warm pipeline from our CRM – your focus will be on providing competent advice to these customers and closing deals. Your responsibilities will include:
- Customer Engagement: Contact, engage, and support our SME customers throughout the entire credit application process.
- Pipeline Management: Continuously process qualified leads from our CRM and other channels to secure a consistent sales pipeline.
- Building Trust: Convincingly explain our partners' various financing options and stay informed about the market and competition.
- Financing Expertise: Acquire a deep understanding of the variety of lenders and products in the market.
- Partner Engagement: Actively maintain relationships and workflows with our credit partners.
- CRM Data Management: Keep customer information in Salesforce up-to-date across all sales stages.
- Team Culture: Actively share experiences and successes with the team.
Who we are looking for
We are looking for a dedicated individual who will help make Tide the most trusted SME credit platform in Germany.
What you bring
- Sales passion and genuine drive to achieve goals.
- Excellent communication and interpersonal skills.
- A proactive, results-oriented approach with a focus on accuracy and speed of execution.
- Organizational skills and a cool head under pressure, as well as the ability to solve problems quickly and pragmatically.
- Fluent, business-level German and good English skills.
This is a plus, but not a requirement:
- Experience in Fintech, Banking, Payments, or Credit sector.
- Experience in outbound sales or cold calling – we appreciate this energy very much, even though this role focuses on managing already qualified, interested customers.
You don't have to meet all points completely – if you recognize yourself in the description, we look forward to your application. We particularly encourage women to apply for this position.
Salary: €80,000–€105,000 OTE, depending on experience.
What we offer
- Up to 15% commission on achieved revenue.
- DeutschlandTicket.
- FREE M Urban Sports Club.
- An additional 3 days of paid leave for volunteer work or further training.
- We invest in your development with a dedicated budget.
- Extended parental leave.
- 4 weeks sabbatical (after 3 years of service).
- Mental health support through Plumm.
- One-off home office budget.
- Work from anywhere – up to 90 days outside your home country.
- Team events and social activities.
- Option to take over your work equipment (subject to eligibility).
- 25 days of paid leave plus 5 optional days of unpaid leave per year.
- Barista in the office.
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
- Tide does not charge any fees at any stage of the recruitment process.
- All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
- Communication from Tide will only come from an official @tide.co email address.
- Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.
If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at
Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy.
Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.
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