Walk-in Drive for Credit Risk Underwriter on 25th AUG at Bangalore

Full Time

Job description

Greetings from Infosys BPM Ltd.,

We are hiring for Walk-in Drive for Credit Risk Underwriting Domain for Bangalore. Please walk-in for the interview on 25th August 2026 in Bangalore.

Note: Please carry a copy of this email to the venue and make sure you register your application before attending the walk-in.

Please use the below link to apply and register your application.

Please mention Candidate ID on top of the Resume ***

Team Lead - 4 Yrs to 6 Yrs experience:

https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-250421

Interview Details:

Interview Date: 25th August 2026

Interview Time: 10:00 AM to 12:30 AM IST Only

Interview Venue:

Bangalore:: Infosys Limited, No. 40/P-41/P, Gate#: 1, Electronic City Phase-2, Industrial Area, Konappana Agrahara, Bangalore 560100.

Landmark: In Between Sunik Industries and Tejas Networks

Please find below Job Description for your reference:

Job Location: Bengaluru (Work from Office)
Qualification: Any Graduate (Full Time)
Experience: 4-6 Years
Notice Period: Immediate to 15 Days Only
Shift: Flexible to work for any shift
Job Level: 4B
Designation: Team Lead

Note: We are looking for Credit Risk Underwriter.

Role Summary:

Responsible for reviewing and processing merchant credit applications, assessing risk, and making underwriting recommendations in line with internal policies, sponsor bank guidelines, and regulatory requirements. Ensures timely decisions while safeguarding the company against credit and fraud risks.

Key Responsibilities:

Review and analyze merchant credit applications, financials, and transaction profiles.
Assess credit exposure and make underwriting recommendations as per company and sponsor bank policies.
Evaluate potential exposure, fraud exposure, and business viability before approval/decline decisions.
Coordinate with merchants, sales teams, and internal stakeholders to obtain required information.
Ensure compliance with regulatory, legal, and card network requirements.
Maintain accurate documentation and audit trails for all underwriting decisions.
Support timely adjudication of applications within defined SLAs.
Escalate complex/high-exposure cases to Senior Underwriters or Management.
Contribute to process improvements to strengthen exposure controls and reduce losses.

Qualifications & Skills:

Bachelors degree (Finance, Commerce, Business, or related field).
4-6 years of experience in credit underwriting, exposure assessment or financial analysis.
Strong analytical and decision-making skills with attention to detail.
Understanding of financial statements, credit exposure principles, and fraud indicators.
Knowledge of payment industry, merchant acquiring, or fintech operations is preferred.
Good communication and stakeholder management skills.
Ability to work in a fast-paced, SLA-driven environment.
Proficiency in MS Excel and exposure assessment tools.

Preferred Skills:

Experience working with sponsor bank guidelines and card network rules (Visa/Mastercard).
Exposure to merchant onboarding, KYC, and underwriting systems.

Documents to Carry:

Carry a printout of your updated resume.
Carry any 2 photo Identity proof ( PAN Card /Driving License/ Voters ID / Passport)
All original education documents needs to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)

Mandatory to carry:

Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

Pointers to note:

Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
Original Government ID card is must for Security Clearance.

Thanks & Regards,

Infosys Recruitment Team.

Required skills

attention to detail ms excel documentation management communication skills analytical skills finance driving license team lead risk assessment business financial analysis regulatory compliance visa stakeholder management fast-paced environment security clearance financial statements smartphone regulatory requirements process improvements commerce slas company policies kyc sales teams passport legal compliance payment industry bachelors degree credit risk decision-making skills merchants underwriting headset resume bangalore internal policies mastercard merchant acquiring internal stakeholders audit trails underwriting decisions merchant onboarding walk-in drive infosys bpm fraud risks credit exposure exposure assessment pan card loss reduction financial statements analysis credit risk underwriter merchant credit applications underwriting recommendations sponsor bank guidelines transaction profiles sponsor bank policies fraud exposure business viability approval decisions decline decisions card network requirements application adjudication senior underwriters exposure controls credit underwriting experience credit exposure principles fraud indicators fintech operations sla-driven environment exposure assessment tools card network rules underwriting systems photo identity proof voters id education documents marksheets degree certificate government id proof

Walk-in Drive for Credit Risk Underwriter on 25th AUG at Bangalore

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