VP Portfolio & Underwriting

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all.  We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.  We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.  About the Role: The VP, Portfolio and Underwriting sets and maintains the organization’s credit culture while leading the underwriting of all new business transactions. The role develops and implements credit origination practices grounded in internal and external data, Program Standards, and industry regulations. This leader oversees underwriting and portfolio teams responsible for transaction evaluation, customer monitoring, risk rating, portfolio exposure analysis, and performance reporting. The VP also partners cross‑functionally with legal, operations, and other business units, contributes to workout strategies, and is accountable for training and developing a high‑performing underwriting and portfolio team. What You Will Do: - Oversees day‑to‑day operations of the Underwriting & Portfolio teams, including all Account Executives and Commercial Underwriters. - Performs full managerial duties, including hiring, performance management, and employee development. - Develops and implements credit origination practices grounded in internal and external data, Program Standards, and industry regulations. - Oversees underwriting and portfolio teams responsible for transaction evaluation, customer monitoring, risk rating, portfolio exposure analysis, and performance reporting. - Partners cross‑functionally with legal, operations, and other business units to contribute to workout strategies. - Is accountable for training and developing a high‑performing underwriting and portfolio team. What We Offer: - Competitive salary and benefits package - Opportunity to work in a dynamic, innovative company that is changing the financial services industry - Collaborative and inclusive work environment - Professional development opportunities - Flexible work arrangements