Gravitas Recruitment Group
1 week ago
Senior Underwriter - Gravitas Recruitment Group
Sign up to save this job, get alerts, and apply with an optimized CV.
Company information
- Company
- Gravitas Recruitment Group
- Location
- Singapore Singapore
- Posted
- 1 week ago
Job description
Location: Singapore
Salary: SGD $130,000 to $170,000 per year
OverviewWe are seeking a Senior Underwriter (Life and Health) to lead complex underwriting decisions and support profitable portfolio growth across individual and/or group business. You will apply strong technical judgement, deliver consistent risk assessment, and partner with distribution, claims and pricing teams to enhance product performance and customer outcomes.
Key Responsibilities- Underwrite new business and renewals for life and health cases, including high sum assured and medically complex risks, in line with delegated authority and guidelines.
- Assess medical, financial, occupational and avocational risk factors; interpret medical evidence (e.g., attending physician statements, lab results) and financial documentation.
- Determine terms (standard, rated, exclusions, postponement or decline) and document clear rationale for audit and governance.
- Provide technical guidance, coaching and peer review to underwriters; support training and quality assurance.
- Manage relationships with brokers/agents and internal stakeholders to resolve requirements, negotiate terms and improve turnaround times.
- Contribute to underwriting philosophy, rules, manuals and automation initiatives (e.g., rules engines, straight-through processing).
- Monitor portfolio experience, emerging risks and reinsurance trends; recommend improvements to appetite and controls.
- Liaise with reinsurers on facultative submissions, negotiations and treaty compliance.
- Ensure compliance with internal policies, regulatory expectations and data privacy requirements.
- Proven experience in life and health underwriting within the insurance industry, with exposure to complex casework.
- Strong knowledge of mortality and morbidity risk assessment, medical terminology and underwriting evidence requirements.
- Experience with reinsurance processes (facultative and treaty) and stakeholder management.
- Sound commercial judgement with ability to balance risk, customer outcomes and profitability.
- Excellent written and verbal communication skills, with confidence explaining decisions to non-technical stakeholders.
- High attention to detail, strong documentation discipline and ability to work to service standards.
- Comfortable using underwriting systems and Microsoft Office; exposure to underwriting automation or digital initiatives is advantageous.
- Relevant professional insurance qualifications (or progress towards them) are preferred.
- Leadership mindset with the ability to mentor others and influence best practice.
- Strong analytical skills and a pragmatic, solutions-focused approach.
- Integrity and commitment to fair, consistent underwriting and robust governance.
Required skills
- microsoft office
- attention to detail
- training
- health insurance
- audit
- leadership
- documentation
- mentoring
- communication skills
- analytical skills
- governance
- quality assurance
- life insurance
- risk assessment
- insurance industry
- coaching
- stakeholder management
- integrity
- profitability
- controls
- technical guidance
- reinsurance
- portfolio growth
- service standards
- best practice
- customer outcomes
- medical terminology
- underwriting
- data privacy
- senior underwriter
- automation initiatives
- internal policies
- peer review
- regulatory expectations
- financial documentation
- digital initiatives
- solutions-focused approach
- emerging risks
- occupational risk
- rules engines
- turnaround times
- robust governance
- lab results
- appetite
- commercial judgement
- agent relations
- underwriting philosophy
- underwriting rules
- straight-through processing
- broker relations
- medical evidence
- underwriting systems
- professional insurance qualifications
- terms negotiation
- medical underwriting
- financial underwriting
- avocational risk
- attending physician statements
- underwriting manuals
- portfolio experience
- reinsurance trends
- facultative submissions
- treaty compliance
- complex casework
- mortality risk
- morbidity risk
- underwriting automation
- fair underwriting
- consistent underwriting
Interested in this position?
Create your free account and tailor your CV to match this job.