(Senior) Consultant - Payments Transformation

Location: Frankfurt (Hybrid) | Practice Area: Banking & Payments | Type: Permanent Employment 

Accompany leading financial institutions in the transformation of modern payment landscapes. 

The Role 

Capco is looking for dedicated (Senior) Consultants with a passion for Payments Transformation and digital innovation in payments. In this role, you will support our clients in challenging transformation projects along the entire value chain of modern payment solutions – from business analysis and functional design through testing to implementation support. 

You will work at the interface between business departments and technology, gaining insights into modern payment architectures, regulatory requirements, and innovative payment solutions within a dynamic and international environment. 

Your Tasks 

• Support of challenging consulting projects in the payments environment – from business analysis and functional design to testing and implementation support 
• Involvement in transformation projects concerning modern payment architectures, regulatory requirements, and innovative payment solutions 
• Collaboration with clients and project teams in both classic waterfall projects and agile delivery environments 
• Taking responsibility for your own areas of focus, up to managing sub-projects and small project teams 
• Active contribution to internal initiatives and support for professional, methodological, and personal development within Capco 

Your Profile 

• Successfully completed university degree 
• Relevant practical experience in consulting projects within the financial services sector 
• Strong interest in Payments as well as knowledge of relevant topics and processes such as PSD3/PSR, SEPA-Classic, Instant Payments, TARGET2, TIPS, Clearing & Settlement, Cash Management, or Correspondent Banking 
• Strong analytical and conceptual skills, as well as a team-oriented and customer-focused approach 
• Fluent German and English skills, as well as unrestricted mobility in national and international project environments 

Nice to have 

• Experience in business analysis, functional design, testing, or cut-over activities within transformation projects in the payments sector 
• Knowledge of regulatory requirements in the payments sector, such as PSD3 or PSR 
• Experience with agile methodologies or hybrid project approaches 
• Understanding of modern payment architectures, APIs, or digital payment models 
• Initial experience in managing small work packages or sub-projects 

Why Capco

• Implementation of impactful technology solutions for leading financial institutions
• Collaboration in a collaborative, flat, and entrepreneurial consulting culture
• Continuous learning, training, and certification opportunities
• Contribution to the future of digital financial services
• Active shaping of digital transformation in Financial Services & Energy

Benefits

• Flexible working models and hybrid working possible depending on project assignment
• Comprehensive onboarding as well as a personal coach and buddy
• Bike leasing programs and Capco Benefits Card with monthly credit
• Regular health checks as well as mental health offerings and support from the PME Family Service
• Continuous feedback, diverse training opportunities, and an international work environment

Inclusion at Capco

We are committed to an accessible and inclusive application process. If you need any support or adjustments at any stage, please let us know – we are happy to help. We value diverse perspectives and backgrounds. At Capco, we believe that individuality is a strength. Our #BeYourselfAtWork culture promotes diversity and collaboration – and shapes how we work with our clients and each other every day.

*What matters is that we fit together (m/f/d) #beyourselfatwork.