Credit Specialist for Intermediary Business (m/f/d)

At apoBank, we foster livelihoods, realize future-oriented projects, and are a strong and reliable partner for the German healthcare market. We are the largest bank for all academic healthcare professionals in Germany.

Master the exciting challenges of a highly dynamic market with us and find suitable financial solutions for our special clients.

Join apoBank and develop personally and professionally.
Responsibilities

• The intermediary business, alongside branch sales, represents an essential and important pillar for expanding apoBank's market position.
• Intermediaries are long-term companions of our clients and support them in realizing their financial wishes (establishment, property, investment).
• You will optimize collaboration with them and continuously expand your network.
• In the intermediary business, we understand our external sales partners as our clients and, together with you, shape individual financing options for their clients.
• Credit-side support for mediated clients falls within your responsibility – from new business to portfolio management.

Profile

• You are a trained banker and have further qualified as a banking administrator. Alternatively, you have completed a bank-related degree, ideally with a subsequent trainee program.
• You have several years of professional experience in client advisory services with a focus on active lending business.
• As an advisory personality, you possess a strong customer orientation, acquisition skills, and a high degree of initiative.
• You convince with a confident demeanor, coupled with good negotiation skills and a high degree of sales and closing orientation.

We Offer
Remuneration & Additional Benefits

• Attractive Remuneration*: Up to 13.5 monthly salaries + performance-related bonus for tariff employees and 13 monthly salaries + variable remuneration for non-tariff employees
• Company Pension Scheme: Our offer for company pension provision
• Capital-Building Benefits: Monthly contribution towards wealth accumulation

Working Hours & Vacation

• Modern and Flexible Working*: Flexible working hours and mobile working
• Individual Work Time Models*: Such as sabbatical or workation
• 30+ Days Vacation: 30 days of vacation plus bank holidays, traditional holidays, and special leave for events like marriage or birth

Sports & Health Offers

• Health Voucher*: €120 per year for sports and health services
• Urban Sports Club: Flexible and diverse sports offerings at employee conditions
• Work-Life Platform: Live workshops and videos on nutrition, exercise, and mental health
• External Counseling (EAP): Professional support in difficult professional or private situations

Work-Life Balance

• Nationwide Family Service: Childcare and care for relatives
• Childcare Subsidy for Parents: For early return from parental leave
• Daycare Spots in Düsseldorf: Offer of company-near daycare spots for children under and over 3 years old

Team Spirit & Work Atmosphere

• Regular Team Events: e.g., apoSoccer Cup, Christmas party, summer party, company anniversaries, and company runs
• Diverse Interest Groups: Women's network, joint sports activities, or volunteer work
• Company Canteen & Barista Bar at our Headquarters: Fresh coffee and a great selection of diverse dishes
• Employees Refer Employees: Bonus for every successful referral of a new colleague

Discounts & Offers

• Special Conditions for Our Bank Products*: Attractive employee benefits on our banking products
• Various Discounts: Reductions through Corporate Benefits in many shops
• Leasing Offers*: Tax advantages when renting electrical equipment for private use

Mobility

• JobRad*: Discounted bicycle leasing
• Mobility App: Monthly subsidy for train, bus, Uber, taxi, e-scooter, or fuel
• Company Parking Spaces*: Parking spaces, some with charging stations for electric vehicles
• Company Car*: Leasing of a company car for non-tariff employees

*Please note that this is a list of possible additional benefits. Eligibility requirements may vary depending on location, function, or contract type and are regulated accordingly in the relevant agreements.

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