Finance Manger

Key Responsibilities

• Design and Implement Safeguarding Methods:
  Develop and maintain robust safeguarding frameworks to ensure compliance with local and EU regulations for EMI and API licenses.
• Manage Safeguarding Reconciliations:
  Oversee daily and periodic reconciliations between safeguarded accounts and customer funds, ensuring accuracy and timeliness.
• Monitor Minimum Net Worth Requirements:
  Track and report on capital adequacy and minimum net worth requirements as per regulatory obligations for EMI and API licenses.
• Regulatory Reporting & Audit Support:
  Prepare and submit safeguarding-related reports to regulators; liaise with auditors during annual safeguarding audits.
• Risk Management:
  Identify and mitigate risks related to safeguarding processes and ensure robust internal controls.
• Stakeholder Collaboration:
  Work closely with compliance, treasury, and operations teams to ensure safeguarding processes align with business objectives and regulatory standards.

Qualifications & Skills

• Education: Degree in Finance, Accounting, or related field; professional certifications (e.g., ACCA, ACA, CFA) preferred.
• Experience:

• Minimum 5+ years in finance roles within payments, fintech, or regulated financial institutions.
• Hands-on experience with safeguarding processes and reconciliations.
• Familiarity with EMI/API regulatory frameworks in Europe.

• Strong analytical and reconciliation skills.
• Excellent understanding of capital adequacy and regulatory reporting.
• Proficiency in financial systems and Excel.
• Attention to detail and ability to work under regulatory deadlines.