Credit to Cash Analyst

Cash, Credit & Collections Analyst

Location: Mexico City

Role Summary

As a Cash, Credit & Collections Analyst in our Mexico City office, you will serve as a key financial partner driving the end-to-end management of customer credit risk, proactive collections, and precise cash application. Operating in a hybrid model and reporting directly to the Jr Team Lead, this position acts as a vital bridge across Commercial CDTs, Local Finance, and Customer Service & Logistics (CS&L) to safeguard Colgate-Palmolive’s working capital and minimize Days Sales Outstanding (DSO). You will leverage financial analysis and continuous improvement tools to optimize cash flow, drive deduction resolution, and support robust internal controls.

Responsibilities

• Credit Risk Management: Evaluate customer creditworthiness through financial statements and credit agency reports, establishing risk-appropriate credit limits, payment terms, and risk mitigation strategies in compliance with corporate policies.
• Proactive Portfolio & Collections Strategy: Lead collection activities across designated accounts to minimize delinquency, driving root-cause resolution on unpaid items through strong collaboration with cross-functional partners and external accounts.
• Cash Application & Segregation: Oversee the accurate daily posting and reconciliation of incoming payments (ACH, Wires, Checks) while cleanly segregating open customer deductions for dedicated resolution workflows.
• Deductions & Audit Compliance: Validate, track, and resolve promotional, pricing, and logistics deduction claims, ensuring proper supporting documentation is maintained for internal controls and audit readiness.
• Financial Reporting & Month-End Close: Monitor portfolio health metrics (DSO, Aging over 60/90 days), prepare cash forecasting updates, and assist with bad debt reserve calculations during month-end closing cycles.
• Process Improvement & Digital Transformation: Participate in Cash-to-Order (C2C) continuous improvement initiatives, supporting the adoption of AI cash matching, automation tools, and streamlined communication workflows.

Required Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• 1+ years of experience in Accounts Receivable, Credit/Collections, or Corporate Finance.
• Intermediate proficiency in MS Excel (e.g., Pivot Tables, VLOOKUPs, data formatting).

Preferred Qualifications

• Experience utilizing major ERP systems (such as SAP or Oracle) and automated cash application software or customer accounting portals.
• Prior experience in a CPG (Consumer Packaged Goods) or fast-paced corporate environment.
• Strong negotiation, problem-solving, and conflict-resolution abilities with acute attention to detail.
• Demonstrated ability to communicate assertively and professionally with internal stakeholders and external clients.
• Alignment with Colgate’s LIFT principles and commitment to continuous learning and operational efficiency.