Credit Officer - Credit Review Team (CRT)

Job Summary We are seeking a detail-oriented and analytical Credit Officer to join our Credit Review Team. The successful candidate will be responsible for assessing the creditworthiness of corporate borrowers, conducting comprehensive credit analysis, preparing credit assessment papers, and supporting sound credit decision-making in accordance with the Company's credit policies and MAS regulatory requirements. The ideal candidate should possess good financial analysis skills, sound judgement, and ability to work effectively in a team environment. Key responsibilities include: • Conducting thorough credit reviews of corporate borrowers, including analyzing financial statements, cash flow projections, and other relevant data. • Developing and maintaining a deep understanding of the Company's credit policies and procedures, as well as MAS regulatory requirements. • Collaborating with internal stakeholders to ensure that credit decisions are aligned with business objectives and risk appetite. • Providing high-quality credit assessment papers that support sound credit decision-making. • Staying up-to-date with industry trends, market developments, and regulatory changes to maintain a deep understanding of the credit landscape. Requirements: • Bachelor's degree in Finance, Accounting, or related field. • At least 3 years of experience in credit analysis or a related field. • Strong analytical skills with ability to analyze complex financial data and make sound judgments. • Excellent communication and interpersonal skills with ability to work effectively in a team environment. • Ability to work independently and manage multiple priorities simultaneously. Benefits: • Competitive salary and benefits package. • Opportunities for professional growth and development. • Collaborative and dynamic work environment. • Recognition and rewards for outstanding performance.