Credit Analyst / Credit Analyst in the Credit Risk Department

# Credit Analyst / Credit Analyst in the Credit Risk Department Workplace: Katowice ## Your scope of responsibilities - analysis of the economic and financial situation of enterprises (full and simplified bookkeeping) and local government units (JST) for the purpose of determining creditworthiness and risk appetite in relation to various products, - assessment of the completeness, formal and legal correctness, and quality of credit documentation submitted by clients, - assessment of the legal collateral for loans, - structuring of credit transactions in terms of product parameters and collateral, in cooperation with the business side, and preparation of proposals for the Bank's various decision-making levels, - presentation of transactions to decision-makers together with justification of the recommended decision, - supporting the achievement of the Bank's goals regarding the safe growth of the loan portfolio. ## Our requirements - higher education (preferably in economics or finance), - minimum 2 years of professional experience as a Credit Analyst in a Risk unit, - practical knowledge of financial situation analysis, investment and development projects, and credit issues, - practical knowledge of preparing credit applications, recommending transaction structures, assessing legal collateral for credit products, and assessing credit transaction risk, - very good knowledge of the MS Office package (Word, Excel), - highly developed analytical skills, - highly developed interpersonal skills, - conscientiousness in performing assigned duties and good work organization, - ability to work under time pressure and in stressful conditions, - very good work organization and independence in finding solutions. Advantageous - skills related to estimating real estate value, confirmed by completed training in real estate valuation and analysis of valuation reports. ## What we offer - work at a bank with Polish capital, - employment based on an employment contract, - interesting work in a cohesive and dynamic team, - opportunities to gain valuable experience and professional development. PROCESSING OF PERSONAL DATA IN CONNECTION WITH THE RECRUITMENT PROCESS The Silesian Cooperative Bank "SILESIA" in Katowice presents the information required by Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (hereinafter "GDPR"): 1. Personal data controller. The Silesian Cooperative Bank "SILESIA" in Katowice, with its registered office at ul. Kopernika 5, 40-064 Katowice, is the Controller of your personal data processed as part of the recruitment process (hereinafter the "Bank"). 2. Data Protection Officer. The Bank has appointed a Data Protection Officer, who can be contacted on matters concerning the protection of personal data at e-mail: [email protected], by phone at 516 068 835, or in writing to the Bank's registered office address. 3. Purposes and grounds of processing. Your data within the scope specified in labor law regulations will be processed for the purpose of conducting the current recruitment procedure (Art. 6(1)(b) GDPR), while other data, including contact data, will be processed on the basis of consent (Art. 6(1)(a) GDPR), which may be withdrawn at any time. Labor law provisions: Art. 22 of the Labour Code and §1 of the Regulation of the Minister of Labour and Social Policy of 28 May 1996 on the scope of documentation kept by employers in matters related to employment relationships and the manner of keeping employee personal files. 4. Data retention period. Your data collected in the current recruitment process will be stored until the end of the recruitment process, but no longer than 6 months from the date of announcing the recruitment. 5. Data recipients. Your personal data will not be transferred to other recipients. 6. Rights of data subjects. In accordance with the GDPR, you have the right to: 1) access your data and obtain a copy of it; 2) rectify (correct) your data; 3) erase data, restrict data processing; 4) lodge a complaint with a supervisory authority. 7. Information on the requirement to provide data. Providing your personal data within the scope resulting from Art. 22(1) of the Labour Code is necessary to participate in the recruitment procedure. Providing your other data is voluntary. The Controller is obliged to fulfill the rights listed in point 6 within no later than 30 days from the submission of the request. In cases where you consider that the Bank's processing of your personal data violates the provisions of the GDPR, you have the right to lodge a complaint regarding the processing of personal data with the supervisory authority, i.e. the President of the Personal Data Protection Office. If you do not sufficiently understand the meaning of the above content, you may obtain information by contacting the Data Protection Officer, whose contact details are indicated in point 2. Declaration I acknowledge the above information provided by the Silesian Cooperative Bank "Silesia" in Katowice acting as the Controller of personal data. I declare that the content of the information obligation pursuant to Art. 13 of the GDPR is understandable to me. ……………………………………………………………………………………………………………………………………………. date, legible first and last name, signature